See If You Pre-Qualify for a Mission Lane Visa® Credit Card

Tell me more about prequalification

Personal Information

First Name

M.I.

Last Name

Date of Birth

Social Security Number or ITIN

You can also enter your Individual Taxpayer Identification Number (ITIN)

Street Address

Unit / Apartment #

City

State

Zip Code

Financial Information

Contact Information

Email Address

Confirm Email Address

Phone Number

By selecting See if I'll be approved, I acknowledge:

No Credit Score Impact

I understand this isn't a credit card application, and it will have no impact on my credit score. As part of this prequalification process, there will only be a soft inquiry on my credit report. After prequalifying—if I decide to apply—there will be a hard inquiry on my credit report.

Policies and Notices

I've received Mission Lane's Terms of Use, Privacy Policies, and Consumer Privacy Notice.

Data Usage

Mission Lane and my account issuer can use my information for its business purposes and to offer me other Mission Lane offerings. Mission Lane and its bank partners can obtain credit bureau information about me to determine which offers I qualify for.

Before you submit, double-check your details; you won't be able to make changes once submitted.

Frequently asked questions

Prequalification is a way for you to see if you’ll be approved for a Mission Lane Visa® Credit Card without a hard credit check.
Unlike a credit card application—which has a hard credit check that impacts your credit score—prequalification tells you what your application outcome will be before you submit your official application.

A hard credit check occurs when a financial institution—such as a credit card issuer—checks your credit to make a lending decision. A hard credit check can reduce your credit score by a few points.

If you’re pre-qualified, we’ll show you the card offer you’re pre-qualified for. You’ll then have the option to submit a pre-filled credit card application. Once you submit, we’ll run a hard credit check before you get an answer.

If you’re not pre-qualified, we’ll let you know why—with no impact to your credit score. You won’t be able to submit a credit card application.

On average, it takes less than 5 minutes to 1) fill out our prequalification form, 2) get an answer, and 3) submit your application if you’re pre-qualified.

Your prequalification outcome is valid for 30 days. After that, you will need to go through prequalification again.

We’ll use your information to run a soft credit check with the credit bureaus—which doesn’t impact your credit score—and verify your identity. We may also use it to let you know about future Mission Lane offers.

Yes, the only way to be declined after you’re pre-qualified is if we can’t verify your identity or income with the information you’ve provided. If you’re pre-qualified, you’ll be approved as long as we can verify the information you’ve filled out on your prequalification form.

Frequently asked questions

What’s a hard credit check?+A hard credit check occurs when a financial institution—such as a credit card issuer—checks your credit to make a lending decision. A hard credit check can reduce your credit score by a few points.

What happens if I’m pre-qualified?+If you’re pre-qualified, we’ll show you the card offer you’re pre-qualified for. You’ll then have the option to submit a pre-filled credit card application. Once you submit, we’ll run a hard credit check before you get an answer.

What happens if I’m not pre-qualified?+If you’re not pre-qualified, we’ll let you know why—with no impact to your credit score. You won’t be able to submit a credit card application.

How long will this take? +On average, it takes less than 5 minutes to 1) fill out our prequalification form, 2) get an answer, and 3) submit your application if you’re pre-qualified.

How long is my outcome valid for?+Your prequalification outcome is valid for 30 days. After that, you will need to go through prequalification again.

What will you do with my information?+We’ll use your information to run a soft credit check with the credit bureaus—which doesn’t impact your credit score—and verify your identity. We may also use it to let you know about future Mission Lane offers.